My purpose is to comfort others and support them with my capacity to grow their lives. As an academic, I broaden my knowledge, potential, and skills to enhance myself, my students, and my colleagues to make this world a better place. I could earn my undergraduate qualification in Bachelor of Science in Insurance and Valuation from the Wayamba University of Sri Lanka, holding the gold medal for my academic performance, and then served in the finance industry for more than 5 years, exposed to vivid experiences and corporate culture. Then I joined the Faculty of Management Studies at the Sabaragamuwa University of Sri Lanka as an academic, mainly serving in the Bachelor of Science Banking and Insurance degree program. After that, I completed my postgraduate qualification from the University of Moratuwa with a Master of Science in Business Statistics. Then, earnt a Philosophy of Doctorate in International Relations from the International University of Japan with lots of challenges faced.

In addition to academic achievement, I am enrolling as an associate editor for the Asian Journal of Finance (AJF) in the Department of Accountancy & Finance and a reviewer for the peer review international journals. I could enhance my research expertise and skills by contributing to national and international research conferences as a reviewer/panel member and a presenter. Mainly I could become an invited speaker at the 12^th International Microinsurance Conference held in Colombo in 2016, organized by the Munich Re Foundation. There are two journal articles, one working paper, and four book chapters in addition to the fifteen conference proceedings under my authorship and co-authorship. Those articles and research findings were relevant to the banking and insurance industry, microinsurance, finance, and economic growth and institutions from an international political economy perspective.

Mainly my teachings are on non-life insurance, risk management, marine and aviation insurance, underwriting, claims management, and, more importantly, personality and professional development. I have been delivering my lectures at the Faculty of Management Studies at Sabaragamuwa University while working in the Faculty of Social Sciences and Languages, and some external campuses to provide my field of interest as a visiting lecturer. Further, my career was enriched by the experiences of handling different roles on the committee of the International Conference on Management Researchers (ICMR), coordinator of the practical training unit, and coordinator of the Diploma in Financial Management at the Centre for Open and Distance Learning. Mainly, I could tack care of the students' matters as a student counselor and a mentor at the Faculty.

Member of the Finance Association of Sri Lanka

Member of the Federation of University of Teachers’ Associations in Sri Lanka

Member of the Faculty Board, Faculty of Management Studies, Sabaragamuwa University of Sri Lanka

Insurance and Banking

Financial Development

Microinsurance and Social Inclusion

International Political Economy

Institutions

K.D.U.D. Fernando. (2021). Institutional spillover on financial development and economic growth: threshold and mediator impact analysis on global evidence. International Journal of Economic Policy in Emerging Economies, doi:10.1504/IJEPEE.2022.10046827 (In press).

V. Muthusamy and K.D.U.D. Fernando. (2021). Contribution of Microinsurance towards Sustainable Development Golas Sri Lanka. i- Managers Journal of Management, 14(3), 13-19. doi:10.1111/gean.12281

Working Papers

N.S. Cooray, K.D.U.D. Fernando, J.K. Galabada and S. Cooray. (2022). Institutions, agricultural land utilization, and greenhouse gas emissions. IUJ Research InstituteWorking Papers,PIRS-2022-4.https://www.iuj.ac.jp/research/outputs/politics.cfm

From October 2013 – Academic Supervisor / Examiner for Dissertations of Fourth-year Students, Department of Accountancy & Finance, Faculty of Management Studies, Sabaragamuwa University of Sri Lanka.

Visiting Lecturer – Principles of Management, Diploma in Financial Management, Centre for Open and Distance Learning (CODL),  Sabaragamuwa University of Sri Lanka, 2018-2019.

Visiting Lecturer – Insurance, Higher Diploma in Co-operative Business Management, Centre for Open and Distance Learning (CODL),  Sabaragamuwa University of Sri Lanka, 2018-2019.

Visiting Lecturer – Soft Skills, Faculty of Social Sciences and Languages, Sabaragamuwa University of Sri Lanka, 2015-2017. 

Lecturer – Personality & Professional Development, Department of Tourism Management, Faculty of Management Studies, Sabaragamuwa University of Sri Lanka, 2018-2019. 

Visiting Lecturer – Microinsurance, Risk Management, BSc in Insurance & Risk Management, Insurance and Risk Department, Sanasa Campus, Sri Lanka, 2017-2019. 

Teaching Assistant and Research Assistant - Graduate School of International Relations, International University of Japan, Japan, 2020-2022. 

K.D.U.D. Fernando. (2021). Institutional spillover on financial development and economic growth: threshold and mediator impact analysis on global evidence. International Journal of Economic Policy in Emerging Economies, doi:10.1504/IJEPEE.2022.10046827 (In press).

V. Muthusamy and K.D.U.D. Fernando. (2021). Contribution of Microinsurance towards Sustainable Development Golas Sri Lanka. i- Managers Journal of Management, 14(3), 13-19. doi:10.1111/gean.12281

S.A.M.D. Karunarathne and K.D.U.D. Fernando. (2018). Impact of Good Governance on Banking Sector Development in Asian Region. 3^rd International Conference of Management Researchers. Sabbaragamuwa University of Sri Lanka, Sri Lanka.

Fernando, K.D.U.D., & Gnanapala, W.K.A.C, (2015). Issues and challenges faced by the state universities in Sri Lanka: Free or responsible education? International Conference on Creating a Sustainable Lens for Higher Education: The New Urgency, July 29-30, Sambhram School of Management, Banglore: India.

Ariyadasa, J.N.S.S., & Fernando, K.D.U.D. (2015). What factors improve the buying decision of Bancassurance products in Sri Lanka's insurance industry? 3^rd International Research Symposium, January 26-27, Rajarata University of Sri Lanka.

K.D.U.D. Fernando. (2020). Spillover impact of institutions on Financial Development and Economic Growth. SLSAJ Annual Conference December 26. Sri Lanka Student Association in Japan and Embassy of Sri Lanka in Japan, Japan.

Vithiyalani, M., & Fernando, K.D.U.D. (2016). Key determinants of cross-selling of dwelling house Insurance policies for life insureds’ in Sri Lana, August 12-13, Jaffna University International Research Conference, University of Jaffna.

K.D.U.D. Fernando. (2020). Spillover impact of institutions on Financial Development and Economic Growth. SLSAJ Annual Conference December 26. Sri Lanka Student Association in Japan and Embassy of Sri Lanka in Japan, Japan.

K.D.U.D. Fernando, T.S.G. Pieris and T.U.I. Pieris. (2018). Banking Sector Development on Economic Growth: Structural Equation Approach. 3^rd International Conference of Management Researchers. October 23-25. Sabaragamuwa University of Sri Lanka, Sri Lanka.

S.P.K.D. Sennanayake and K.D.U.D. Fernando. (2018). The impact of Enterprise Risk Management on underwriting profit in Insurance companies in Sri Lanka. 3^rd International Conference of Management Researchers. October 23-25. Sabaragamuwa University of Sri Lanka, Sri Lanka.

Fernando, K.D.U.D, Peiris, T.S.G., & Peiris, T.U.I. (2017). Determinants of the Banking Sector Development, International Statistics Conference 2017: Statistics for Good Governance, December 28-29, Institute of Applied Statistics, Sri Lanka

Vithiyalani, M., & Fernando, K.D.U.D. (2017). Contribution of micro-insurance towards Sustainable development Goals in Sri Lanka, 6^th International Conference of Sabaragamuwa University of Sri Lanka, May 3-5, Sabaragamuwa University of Sri Lanka

Pathiraja, M.A.A., & Fernando, K.D.U.D. (2017). Study on the impact of intellectual capital on financial performance: with special reference Giffi Product Sri Lanka Private Limited, Mirigama, 2^nd Interdisciplinary Conference of Management Researchers, October 19-21, Sabaragamuwa University of Sri Lanka

Senarath, H.G.R.S., & Fernando, K.D.U.D. (2017). Study on impact of the credit risk management on profitability of licensed commercial banks in Sri Lanka, 2^nd Interdisciplinary Conference of Management Researchers, October 19-21, Sabaragamuwa University of Sri Lanka

Ranabahu, R.C.S.J., Vithiyalani, M., & Fernando, K.D.U.D. (2016). Factors affecting on Awareness of Credit Information Bureau of The Borrowers with special reference to Peoples’ Bank of Sri Lanka, 1^st Intradisciplinary Conference of Management Researchers, August 10-12, Sabaragamuwa University of Sri Lanka

Damayahnthi, G., & Fernando, K.D.U.D (2016). The popularity of Micro-insurance mechanism and poverty of laborers in the tea industry in the estate sector, 1^stIntradisciplinary Conference of Management Researchers, August 10-12, Sabaragamuwa University of Sri Lanka

Manori, P.K., & Fernando, K. D. U. D. (2016). Challenges and Opportunities for Greening the Insurance Sector in Sri Lanka. Wayamba International Conference (WinC 2016), August 11-12, Wayamba University of Sri Lanka

K.D.U.D. Fernando and Gnanapala, W.K.A.C. (2015). Issues and challenges faced by the state universities in Sri Lanka: Free or responsible education? International Conference on Creating a Sustainable Lens for Higher Education: The New Urgency. July 29-30. Sambhram School ofManagement, Banglore, India.

J.N.S.S. Ariyadasa and K.D.U.D. Fernando. (2015). What factors improve the buying decision of Bancassurance products in Sri Lanka insurance industry? 3^rd International Research Symposium. January 26-27. ajarata University of Sri Lanka, Sri Lanka.

V. Muthusamy and K.D.U.D. Fernando. (2019). Factors Affecting the Cross Selling of Dwelling House and Personal Accident Insurance to PrivateMotor Car Policy Holders in Sri Lanka. Managerial Dilemmas in Developing Countries: Business, Marketing, Finance, and Tourism, Cambridge Scholar Publishing: United Kingdom.

T.S.M. Fernando and K.D.U.D. Fernando. (2017). Factors affecting the adoption of point of sales terminals by retail merchants of Bank of Ceylon in Sri Lanka. Contemporary Issues in Finance, Department of Accountancy & Finance, Faculty of Management Studies, Sabaragamuwa University of Sri Lanka. 1, 58-75.

K.D.U.D. Fernando and P.K.Manori. (2016). Improving Social Inclusion in Sri Lanka Through Micro Insurance, India’s Service Sector. Emerging Perspectives, Athena Academy, London: UK, 167-178.

P.K.Manori and K.D.U.D. Fernando. (2016). Improving the Competitiveness of the Banking Sector Through the Green Banking Initiatives: With Special Reference to Sri Lanka, India’s Service Sector. Emerging Perspectives, Athena Academy, London: UK, 107-119.

Academic Journals

Associate Editor - Asian Journal of Finance, Department of Accountancy & Finance, Faculty of Management Studies, Sabaragamuwa University of Sri Lanka, Sri Lanka, https://www.sab.ac.lk/mgmt/ajf/team.html

Peer Review - Journal of Insurance and Finance, Department of Insurance & Valuation, Faculty of Business Studies and Finance, Wayamba University of Sri Lanka, Sri Lanka in 2022.

Peer Review - FIIB Business Review, SAGE Journals in 2022. 

Peer Review - Publisher of Timely Knowledge, IGI Publishers in 2021. 

Reviewer of the 6th Interdisciplinary Conference of Management Researchers (ICMR), Sabaragamuwa University of Sri Lanka, 2021

Reviewer of the 7th Interdisciplinary Conference of Management Researchers (ICMR), Sabaragamuwa University of Sri Lanka, 2022

Reviewer of the 5th Annual Research Symposium in Management (ARSYM), Wayamba University of Sri Lanka, 2022

Positions held at the University

Chair - Organizing Committee of the First Undergraduate Research Session, Faculty of Management Studies, Sabaragamuwa University of Sri Lanka, 2019.  

Activity Coordinator -  AHEAD Project of 2019, The Faculty of Management Studies, Sabaragamuwa University of Sri Lanka. 

Student Counselor - Faculty of Management Studies, Sabaragamuwa University of Sri Lanka, 2014-2018. 

Chairman - The Board of the Survey in the Faculty of Management Studies, the Sabaragamuwa University of Sri Lanka,  2016–2019. 

Coordinator - Diploma in Financial Management, Centre for Open and Distance Learning, Sabaragamuwa University of Sri Lanka, 2016–2019. 

Coordinator - The Practical Training Unit, Faculty of Management Studies, Sabaragamuwa University of Sri Lanka, 2018–2019 & 2022-2023. 

Member - The Steering Committee of the Institutional Review of the Sabaragamuwa University of Sri Lanka, 2018–2019. 

Member -  The Board of Study, Faculty of Management Studies, Centre for Open and Distance Learning, Sabaragamuwa University of Sri Lanka, 2017–2019. 

Member - The Organizing Committee of the International Conference on Management Researchers in the Faculty of Management Studies, Sabaragamuwa University of Sri Lanka, 2016–2018.  

Member - The Art Centre of the Sabaragamuwa University of Sri Lanka to enhance the aesthetic skills of the students, 2016–2017. 

Member - The Organizing Committee of the 6th International Conference of the Sabaragamuwa University of Sri Lanka, 2016–2017. 

Contribution to Learning and Development 

Involved in revising the curriculum of the degree program of B.Sc. Banking & Insurance, Department of Accountancy & Finance, Faculty of Management Studies, Sabaragamuwa University of Sri Lanka, 2013-2019. 

Organized workshops to enhance the quality of the academic programs under the quality assurance cell in the Faculty of Management Studies, the Sabaragamuwa University of Sri Lanka, 2016-2018. 

Organized the field visits in the Faculty of Management Studies, Sabaragamuwa University of Sri Lanka under B.Sc. Banking & Insurance degree program, 2014-2018. 

Involved in the writing of the project proposal of AHEAD under the segment of developing socio-emotional skills of the undergraduates in the Faculty of Management Studies and Department level, the Sabaragamuwa University of Sri Lanka, 2018-2019.

Involved in the writing of self-evaluation reports (SER) in the cluster of the Department of Accountancy & Finance, Faculty of Management Studies, Sabaragamuwa University of Sri Lanka, 2018-2019.

Contribution to National Development

Chief Examiner of the examination paper marking for the General Certificates of Education (Advanced Level) examination, for the subject of Business Studies, 2018. 

Member of institutional and program review panel of the non-state higher education sector under the Ministry of Higher Education & Cultural Affairs, 2018. 

Invited guest speaker on personal financial planning in Volunteer Force Training School, Sri Lanka Army, Diyathalawa, 2017–2019. 

Member of the committee meeting to organize the National Competition for Business Plans for Small Business by the Ministry of National Policies and Economic Affairs, 2016. 

Committee member to the technical advisory committee on finance & administration of Family Planning Association of Sri Lanka, 2016. 

International Contribution

Assistant Secretary of the Students' Association of Sri Lanka in Japan, 2020-2021. 

Principles of Banking & Insurance

Non-life Insurance

Risk Management

Marine & Aviation Insurance

Liability & Miscellaneous Insurance

Personality & Professional Development

Invited Talks

The Landscape of Microinsurance in Sri Lanka - Inclusiveness of Microinsurance. 12th International Microinsurance Conference. Munich Re Foundation, Colombo. November 15-17 in 2016.